Your enrolment to the course or training materials is subject to you meeting the eligibility criteria listed for specific training program, qualifying the screening exam and partner organisation customer interview (if applicable), payment of training / course fees, offered on https://manipalbfsi.com and its subdomains.
In case the courses / training programs are offered to you in association with partner organisation customer with a valid business contract (Master Service Agreement/work order /purchase order, in which case you as an User of such partner organisation customer has right to enroll to the specific course or training program offered by MGABFSI, subject to you providing us a provisional offer letter issued by our partner organisation customer and receipt of training program fees by you.
From time to time, we may update / modify these Terms to reflect new terms of understanding for the Services. Such modifications of Terms will be effective from the day these are posted, on the Site, unless stated otherwise. Your continued use of the site and the Services after changes become effective shall mean you acceptance of these changes. By accessing the Site and Services on this Site, you understand and agree that we may change the site at any time, including removing, deleting or modifying any content thereon and you agree to abide by the most current version of the Terms and all of the changes, as revised Terms will supersede all previous Terms. If you do not choose to accept the changes to the Terms, you may leave and should not use the Site and the courses / training programs as referred.
USE AND DURATION OF ACCESS TO THE SERVICES
You agree that the access to the training program that you obtain after enrolment to a course or program (including the Users) and the access credentials (“access credentials”) needed to access or use of the Services, offered on a Web Instructor Led Training (ILT), Online asynchronous Virtual learning Classroom (VLC) Training programs (wherever applicable) will be provided or any other audio visual mode. These access credentials are to be kept secret and confidential and provided only to you as specific User only to access the training program services using your user access credentials.
To use certain Services relating to the training program enrolled and use of the Site, you will need access credentials (user name and password), you also agree that access credentials shall be kept confidential and any, and all activities that you subscribe. You agree to promptly notify us, of any unsolicited activity under your login account or any breach of security. We are not liable for any loss or damages that you may incur if someone else uses your access credentials, with or without your knowledge. You shall be responsible for any losses suffered by us and/or any third party, arising out of unauthorized access of your access credentials.
We continuously improve the Services on the Site and may change the Services at any time, and we would stop providing access to certain portion of or all our Services. We reserve all right to cancel or otherwise limit your or End User’s access to any or all Services, if we suspect fraudulent, abusive or unlawful activity that occurs under your user name, account or access credentials or non-compliance of the Terms. To use the Services offered by MGABFSI you have to fulfil certain technical requirements that are not part of the services offered by MGABFSI (more specifically computer with internet access and software required to use of the Services i.e, compatible internet browser, Flash plugins, etc.).
You agree not to disclose, reproduce, sell or distribute to any third party any information (written or oral), including course / training materials, obtained from the Site or third party learning application in connection with Manipal courses or training programs. Where you access the Course or Training Materials from a third party application or website (“third party Site”), you will be bound by terms of such third party site You may not also use, modify, adapt, download, upload, post, publish, display, perform, transfer or redistribute any materials in any form, format or media or by any means of technology, from any materials from the Site or the sites linked through third party Sites without the prior written consent of us or any of the licensor of the intellectual property rights in such materials. You may not also reproduce any images, illustrations, photographs, extensive text excerpts, chapters or e-books used in the materials for any use outside the or courses which is used on the Site.
Subject to your compliance with these Terms and the law, you may access and use the Services / courses / training programs.
By submitting the online course enrolment or registration form, you agree to enrol to the course and accept the Terms and your enrolment to the course and bound by any other applicable terms, policies and guidelines issued by us or third-party content and/or service provider from time to time and start date of the course (in case of orientation session start date as first session) as applicable.
We are not responsible for delays beyond our control: Where the provision of the courses (commencement of the first session of a course) is delayed beyond our control, then we will contact you as soon as possible to let you know and we will take reasonable steps to minimise the delays. Provided we do this, we will not be liable for delays caused by the event, but if there is a risk of substantial delay you may contact us by writing an email through an email at [firstname.lastname@example.org / suitable email ID], for details about the course that you have enrolled. You are required to capture the ‘name of the program’ in the email subject line. You shall cooperate and extend reasonable support with us to address your queries.
Rights to use of Site and Access Credentials
You and your Users (in case of Partner Organisation Customers) shall not use the Services access to courses or training programs offered, certain reference documents, digital textbooks, articles and other information on the Site are used with the permission of third parties, and use of that information is subject to certain rules and conditions, which will be posted along with the information. By using this Site you agree to abide by all such Terms. You or Users (organisation customer) may not use the Services to cause harm to others or the Services, for example you or User may not:
- Transfer to a third party, either temporarily or permanently, any rights to access or use the Services;
- Share access to, download, modify, distribute, transmit, display, perform, publish, reproduce, sublicense, create derivative works from or sell any component of the Services or any content or e-learning materials;
- You will not post or provide inappropriate, abusive, offensive, racist, hateful, sexist, pornographic, false, misleading, incorrect, infringing, defamatory or libellous content or information;
- You will not upload, post or otherwise transmit any unsolicited or unauthorised advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes or any other form of solicitation (commercial or otherwise) through the Services;
- Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity, including gain unauthorised access through another person’s Access Credentials;
- Damage, disable, overburden or impose an unreasonable or disproportionately large load on the Site or interfere with proper working of the Site or any of infrastructure of the Site or the Services (or any network connected with such Services), violate the security of the Site or attempt to gain unauthorised access to the Site, Site Materials, computer systems or networks connected to the Service of the Site through hacking, password mining or any other means;
- Interfere or disrupt the Site or servers or computer network connected to the Site, not follow any requirements, procedures, policies or regulations of network connected to the Site;
- Use of any automated process or service (such as a bot, a spider, periodic caching of information by us, or meta-searching), datamining, malware, spyware, computer code or any other automatic device, program, tool, algorithm, process or methodology or manual process having similar processes or functionality, to access, acquire, copy, or monitor any portion of the Site or Services provided, any data or content accessed through the Site without the prior consent of us;
- Violate any applicable local, state, national or international law or other policies of the Site;
- Engage in any manner which otherwise diminishes the commercial value of the materials on the Site;
- Use the site, site materials or the Services other than for its intended purpose.
In consideration for being granted access to the Manipal class location (the “Premises”) in case of in person classroom sessions (if applicable for the training programs enrolled) you hereby waive any and all claims against Manipal Global Education or any of its affiliates (including the owner of the Premises and the respective infrastructure providers) and each of Manipal’s and such respective owners shareholders, directors, officers, consultant, agents and service providers (the “Released Parties”), for loss, theft, destruction or damage to any property, including without limitation the business or personal property of you or your employees, agents, guests, invitees or representatives, in on or about the Premises, and for injuries to you or End Users, in case of Corporate customers, on or about the Premises. The Released Parties shall bear no responsibility for the safety of your or your employees, agents, guests, invitees or representatives, in or about the Premises. This para does not apply to any damages, losses directly caused by the Released Parties gross negligence or wilful misconduct.
Ownership and Restrictions:
MGABFSI and Manipal its licensors retain all ownership and intellectual property rights to the training programs or courses under the services. Copyright of the Site and all materials included in it is owned by or licensed to Site and all rights are reserved. You must abide by all copyright notices and restrictions contained on the Site. You may not copy, distribute, enter into a databased, display, perform, create derivative works of, transmit, or otherwise use any materials from the Site (including computer programs or other code) (“Site Materials),
- remove or modify any program markings or any notice of Manipal or respective Licensor’s proprietary rights;
- make the products or material resulting from the Services available in any manner to any third party for use in the third party’s business operations;
- cause or permit reverse engineering, disassembly, or decompilation of the programs / Services, reproduction or distribution or sharing to a third party of training online content is strictly prohibited.
You further agree that the contents on this Site are protected by copyrights and other laws applicable in India and elsewhere. The contents of the Site include both content owned or controlled by MGABFSI and content licensed by third party (licensors) to MGABFSI. This Site and content therein are solely for your personal, non-commercial use. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of, use of, or access to the Site. Unless otherwise noted, the design features and content of the site, includes information and other materials, illustrations, layout and design, icons, navigations buttons, images, artworks, graphics, photography, images, text, data, audio sound, software, and infrastructure as well as the selection, assembly, arrangement thereof are owned by Manipal and its partners/licensors.
Marks and Logos
Use of Manipal, Manipal Global or Manipal Global Education or Manipal Academy of BFSI, Manipal Academy of BFSI, trademarks and service marks. The “Manipal Global,“ “Manipal Global Education,” “Manipal Academy of BFSI,” names, logos are trademarks (“Marks”). The partner trademarks, logos, brands, service marks, tradenames of partner organisation customers or its respective Affiliates. You may not use any of these trademarks, or any variations thereof, without the owner’s prior written consent. You may not use any of these trademarks, or any variations thereof, for promotional purposes, or in any way that deliberately or inadvertently claims, suggests or, in our institutions sole judgment, given the appearance or impression of a relationship with or endorsement for any purposes whatsoever.
All Marks not owned by Manipal, if any, are the property of respective owners. Nothing contain in this Site shall be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on the Site without the written permission of the owner of the applicable trademark.
REGISTRATION AND PROGRAM PAYMENT
We and our content partners providing courses on the Site, may offer a certificate of participation or other acknowledgement to you, if you have successfully complete the training and have undertaken the entire course duration, with demonstration of greater understanding and mastery of course material of the program to which he/she is enrolled. Certificates will be issued by Manipal Global Education and the participating content / training partner. The decision whether a participating certificate will be awarded to you will be solely within the discretion of Manipal and the respective content / training partner. Manipal and the training partner may choose not to offer a certificate for some courses. All accounts registered with a valid personal e-mail address that you access regularly so that moderation e-mails can be sent to you.
When you register for a course, you agree to pay the applicable course / training program fee and any associated taxes (goods and service tax or other similar taxes) imposed as per prevalent applicable law based on the Services that you have enrolled. You consent to the receipt of an invoice or a statement of course fee, which shall be sent to you in an electronic format, to the email address that you have provided at the time of registration on our Site. The price of courses will be reflected in Indian rupees, unless otherwise stated. Access to content, Web Instructor Led Training, Online asynchronous Virtual learning Classroom (VLC) Training programs (wherever applicable) will be provided, only after the entire course / program fee is received from you in full, in case of payment of course fees in installments (as specified under the applicable course or training program enrolled, any failure to pay instalments on specified dates, we may suspend your participation in such course /training program. In such cases you will not be permitted to access the course /training program. You will not be issued a course / training program completion certificate until the entire course fees is paid in full and you have completed the required course assignment/work and exit assessment or final assessment is completed.
The course / training program fee are subject to change for the courses / training programs as applicable on the date of your enrolment to the training program / courses.
WITHDRAWALS AND REFUNDS:
We try our best to ensure that our users have a rewarding experience while they discover, assess, purchase and experience our courses. You accept that once your request to withdraw from the course / training program has been received, your access credentials and access to any of the online training materials and the course content held on the Site will be revoked and access to Web Instructor Led training will be cancelled.
CONTENT LICENSE AND PERMISSION
Where we provide content and materials in connection with the Services, including without limitation the tools, access to third party products and site, referred as “Manipal Global Content” or “Licensor Content” (as applicable). Any content uploaded, or posted under the Services by you or End User is “Providers’ Content”. All the respective content remains the proprietary property of the person or licensor or entity supplying it (or their affiliates or third party providers) and is protected, without limitation, pursuant to relevant copyright and intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Provider’s Content and Services, for which you or the respective organisation have paid for the End Users, all requisite fees, solely for your or respective End Users’ personal, non-commercial, educational purpose through the Services, in accordance with the Terms associated with respective courses or Services. All other uses are expressly prohibited, without our prior written consent.
WE RESPECT ALL COPYRIGHT, INTELLECTUAL PROPERTY RIGHTS, PRIVACY AND DEFAMATION AND OTHER LAWS RELATING TO CONTENT AND INFORMATION AND WILL NOT ENTERTAIN ANY VIOLATION OF SUCH LAWS. NOTWITHSTANDING THE FOREGOING, WE DO NOT SCREEN THE PROVIDER’S CONTENT AND ALL USE OF THE SAME BY YOU AT YOUR OWN RISK AND WE SHALL NOT HAVE ANY LIABILITY FOR SUCH USE. NO REVIEW OR POSTING OR APPEARANCE OF THE PROVIDER’S CONTENT ON THROUGH THE SERVICES ON THIS SITE IS INTENDED TO ACT AS AN ENDORSEMENT OR REPRESENTATION THAT ANY SUCH CONTENT IS FREE OF VIOLATION OF ANY COPYRIGHT, INTELLECTUAL PROPERTY RIGHTS, PRIVACY OR ANY OTHER LAWS OR WILL SUIT A PARTICULAR PURPOSE OR ACCURATE OR USEFUL. ALL RIGHTS NOT EXPRESSLY GRANTED HEREIN UNDER THESE TERMS ARE RETAINED BY RESPECTIVE CONTENT LICENSORS AND THESE TERMS DOES NOT GRANT ANY ADDITIONAL LICENSES (EXPRESS OR IMPLIED) FOR SUCH THIRD PARTY CONTENT.
We and our third party content material suppliers or licensors (as applicable), retain all right title and interest in and to the Site and the Services, including any copyright, patents, trade secrets, trademarks and other intellectual property rights. The Terms does not grant or imply any rights to any Manipal Global or its supplier trademarks, trade names or logos. We retain all rights not expressly granted under these Terms and no other rights are granted.
THE SERVICES, CONTENT, MATERIALS, PROVIDERS’ CONTENT, COURSES, PROGRAMMES, ANDY OTHER MATERIALS MADE AVAILABLE ON OR THROUGH THE USE OF THE SERVICES ARE PROVIDED “AS IS” AND WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMSSIBLE, MANIPAL GLOBAL EDUCATION AND ITS AFFILIATES, SUPPLIERS AND VENDORS MAKE NO WARRANTIES, EXPRESS OR IMPLIED, GUARANTIES, WITHOUT LIMITATION, IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, ACCURACY, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. AND ANY WARRANTIES THAT MAY ARISE FROM COURSES OF DEALING COURSE OF PERFORMANCE OR USAGE OF TRADE, MANIPAL GLOBAL EDUCATION AND ITS AFFILIATES, SUPPLIERS AND VENDORS DO NOT WARRANT THAT THE SERVICES / COURSES WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE, THAT DEFECTS WILL BE CORRECTRED, OR THAT THE SERVICES, THE SERVERS ON WHICH THE SERVICES ARE HOSTED OR ANY SERVICES AVAILABLE ON ANY THIRD PARTY PLATFORM, ARE FREE OF VIRUS OR OTHER HARMFUL COMPONENTS, NO OPINION, ADVICE OR STATEMENT OF MANIPAL GLOBAL EDUCATION OR ITS AFFILIATES, LICENSORS, SUPPLIERS OR VENDORS, VISITORS WHETHER THROUGH USE OF SERVICES OR ON THIRD PARTY PLATFORMS, OR OTHERWISE, WILL CREATE ANY WARRANTY. YOUR USE OF THE SERVICES, INCLDUING WITHOUT LIMITATION ANY SERVICES PROVDIED ON ANY THIRD-PARTY PLATFORM, ARE ENTIRELY AT YOUR OWN RISK.
You understand that when using the Site you will be exposed to user posting from a variety of sources and neither Manipal nor any of the other participants to the courses are responsible for the accuracy, usefulness, reliability or intellectual property rights of or relating to such user postings. You further understand and acknowledge that you may be exposed to other user postings that are inaccurate, offensive, defamatory, indecent or objectionable and you agree to waive and hereby do waive, any legal or equitable rights or remedies you have or may have against Manipal or any of the other participants with respect thereto. Neither Manipal nor any of the participants endorse such user postings or any opinion, recommendation expressed therein. Neither Manipal nor any of the participants have any obligation to monitor any of your user postings or any other user communication through the Site. However Manipal reserves its right to review user postings and to exercise its sole discretion to edit or remove, in whole or in part, any user posting at any time and for any reason, or to allow the participants to do so. Without limiting the foregoing, upon receiving notice from a user, or a content owner that a user posting allegedly does not conform to those Terms, Manipal may remove those user posting which it reserves the right to do at any time and without notice. Your enrolment to the courses / training programs does not guarantee or assure any employment with either Manipal / MGABFSI or its Partner Organisation customers, your rights shall be strictly as per the Terms contained herein and your agreement with your respective employer and terms therein. You agree not to bring any claims against Manipal or MGABFSI and/or its officers, directors, employees, shareholders or affiliates and/or licensors or content partner.
LIMITATION OF LIABILITY
You agree that the Site and the Services including course / training programs are intended to be within the jurisdiction of India only. To the fullest extent permitted by applicable law, you agree that neither we, nor any of our subsidiaries, affiliates, licensors, suppliers, vendors, nor our or each of their directors, officers, employees, consultants, or other representatives are responsible or liable to you or to any other person for any indirect, consequential, punitive or special damages, of any character (including without limitation, damages for loss of business, claims for defamation, errors, loss of profits, or loss of data or interruption or availability of data), whether in an action in contract, tort or otherwise, negligence, strict liability or other theory, arising out of or in connection with the Services and/or materials including materials available through third party submissions, any linked website or any code, product or service purchased, your un-authorised access to or alteration of your transmissions or data or confidential information, even if we have been advised of the possibility of such damages. Your sole remedy for dissatisfaction with our Services, content and materials, including any programs, products and services available through third party deliverables, platforms, submissions or other linked websites is to stop using the Services, materials, submissions, products, or linked third party sites, as applicable. The sole and exclusive total aggregate liability to Manipal Global Education for all damages, losses and cause of action, whether in contract, tort (including without limitation, negligence) or otherwise, shall be the total program fees paid by you to Manipal Global Education arising from or related to your program for the respective training program /courses, if any, to access or use the Services.
No communication of any kind between you and Manipal Global Education or its representative constitute a waiver of any limitations of liability hereunder. We make no warranties of any kind, expressed or implied, with respect to any programs or Services sold on or through the Site or partner sites. Multiple claims will not increase the monetary damages limit stated herein.
You agree to indemnify, defend and hold MGABFSI, its affiliates, shareholders, supplier, partner, licensor and their respective officers, directors, employee, consultants, representatives harmless from and against any and all claims, liability, damages, losses, costs and expenses (including attorneys’ fees) arising from (a) the User content you post or submit, (b) your use of the Services (c) your violation of these Terms, or (d) your violation of any rights of a third-party or (e) third party claims who rely on Your representations to them based on the information made available through our Services / training program. Your indemnification obligation will survive the termination of these Terms and your use of the Services. MGABFSI reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with MGABFSI’s defense of such claim. In such a case, Manipal or one of the Manipal participants will provide you a written notice of such claim, action or legal suit.
THIRD PARTY SITES
The Services or Site may contain links to third party sites. These linked sites are not under our control, and we are not responsible for the content of any linked site or any other link contained in a linked site, or any changes or updates to such sites. These links are provided only as a convenience, and the inclusion of a link does not imply endorsements by us of the linked site. You are solely responsible for your interactions with the third parties. You use of third party sites or services may be subject to third party’s terms and conditions of use and privacy policies of their respective owners as contained therein.
By using the Services on our Site, you agree that we may communicate with you and your End Users electronically regarding security, privacy, policy and administrative use issues relating to your use of the Services on these Terms. If we learn of a security systems breach, we may notify you electronically by posting a notice through the Services or sending an e-mail to your e-mail address and your End Users specified when you and your End Users signed up for the Services. Notice will be deemed to be delivered with twenty four hours after an electronic mail has been sent on your registered valid e-mail address, unless you notify us in advance that the registered e-mail address is invalid.
This Terms and any claim or dispute arising out of, relating to or in connection with this enrolment agreement or the transactions contemplated hereby, whether in contract, tort or otherwise, shall be governed by and construed in accordance with the laws of India, without giving effect to its conflicts of law principles. You agree to submit to the exclusive jurisdiction of the courts of Bangalore, India and waive any jurisdictional venue, or inconvenient forum objections to such courts. and you irrevocably and unconditionally consent and submit to the exclusive jurisdiction of the above courts over any suit, action or proceeding arising out of these Terms. This Agreement constitutes the entire agreement between you as user and MGABFSI with respect to the Site and supersedes al prior communications, proposals, oral or written between the user and the MGABFSI with respect to the Site.
These Terms and any policies applicable to your use of Services constitute the entire understanding between you and us with respect to subject matter hereof, and supersede all previous written or oral agreements between the parties with respect of subject matter regarding use of the Site. If any of these Terms is found to be illegal, void or unenforceable, then such specific provision shall be deemed to be severable from these Terms and shall not affect the validity and enforceability of any remaining provisions of these Terms. A waiver of provision of these Terms may be only by a written instrument by the party entitled to such benefit of such provision. The failure of Manipal Global Education or any of its third party service providers, or its licensors to act with respect to your breach or anyone else’s breach on any occasion, and shall not constitute a waiver of its right to act or provision of Terms, with respect to future or similar breaches. The failure of Manipal Global Education to comply with these Terms because of an act of God, war, fire, riot, terrorism, earthquake, actions of state, central or local government authorities or for any reason beyond the reasonable contract of Manipal Global Education, shall not be deemed a breach of these Terms. The headings use in these Terms are for your convenience and reference. These headings do not limit or affect these Terms. The Terms, together with those items made a part of these terms by reference, make up the entire agreement between us, relating to the site. Nothing in these Terms shall be construed as making either party the partner, joint venture, agent, legal representative, employer or employee of the other. Neither we nor any other party to these Terms shall have, or hold itself out to any third party as having any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on the other party except as provided for herein or authorised in writing by the party to be bound. You agree and acknowledge that Manipal Global Education will be irreparably harmed by any breach of Terms by you or your End Users un-authorised use of the Site or content or Services provided herein, and further, that monetary damages may not be sufficient remedy for such harm. You agreed that we shall be entitled without waiving any other rights or remedies and without further demonstration of irreparable harm or the inadequacy of monetary damages, to obtain injunctive or other equitable relief in the event of breach of these Terms by you or your un-authorised use of the Site or Site content.
ACCEPTANCE OF THESE TERMS AND CONDITIONS
I understand that by checking the “I Agree to Terms and Conditions” or “I Agree” checkbox when prompted or continuing to use the Site, I acknowledge that I have read and that I agree to the Terms and conditions contained herein.
Note that you must be 18 years of age or older to accept these terms and conditions. If Users are less than 18 years of age, you must have a parent or legal guardian send a written consent form duly signed by a parent or legal guardian accept on your behalf and addressed to Manipal Global Education Services Private Ltd at its registered address prior to their registration and any updates or changes as may be provided during the course as User of the Services herein. Checking the “I Agree” checkbox is a representation from you that you are atleast 18 years of age. If you use this site from locations other than India, you are responsible for compliance with any and all applicable local laws.
I further confirm that my responses to quizzes, assessments, projects and other assignments under the respective program. I will not make responses to quizzes, exams, assignments, projects and other responses for assignments. This includes both responses written by me, as we as any solutions provided by the faculty or program staff or others. I further confirm that I will not engage in any other activities that will dishonestly improve my results or dishonestly improve or hurt the results of others.