Batch Start Date

1st Monday of the Month


12 Months

Program Fees

Rs. 94,400 including GST for loan cases and
Rs. 88500 in case of self- funding


Post Graduate Certificate in Life Insurance


Starting salary of ₹ 3,00,000* p.a. + Incentives.

About the Program

Manipal Academy of BFSI, in partnership with HDFC Life, offers the Smart Achievers Program. The Smart Achievers Program is a Post Graduate Certificate in Life Insurance (PGCLI) course that aims to hand-pick passionate individuals to train them in the foundations of insurance. We pick the cream of the crop from all streams and build their foundations in the sales management processes, basics of financial services and fundamentals of life insurance. We prepare the candidates to make them job-ready for a front-line sales role at HDFC Life. With a program and curriculum designed by industry veterans from HDFC Life and Manipal, the core purpose of the program is to enable individuals to embark upon a successful career and role in the industry.

Successful completion of all the phases of training promises a rewarding career and growth with HDFC Life, one of the leaders of the industry. There is an added incentive of graduating with a Post Graduate degree in Life Insurance from one of the most established training institutes in the country. The Smart Achievers program offers dual benefits (of a job and a Postgraduate degree) to kick-start your career in the sector!



Location Location

PAN India

Educational Criteria Educational Criteria

The minimum requirement is a Graduate degree.

Learner Journey


The training constitutes 4 months of virtual learning with 2 months of on-the-job training.

Stiped of Rs. 2500 for 2 months of On-Job training.


Six-month internship at any HDFC Life office with a monthly stipend of INR 16,000.*


On completion of the 6-month internship program, the candidates will be confirmed as HDFC LIfe Employees who will continue in the same sales distribution channel.

Selection Process


Shortlist profiles

Candidate's profile will be shortlisted by HDFC Life, based on the education qualification, interest for Sales and English comprehension.


Aptitude test

An online assessment is conducted which is administered by HDFC Life. This assessment is virtually proctored and will evaluate the candidate's verbal and numerical reasoning ability.



During the interview, knowledge of the subject, verbal communication and other critical skills of the candidates are assessed.


Final selection

The formal provisional offer letter will be issued following the selection of the candidate.

About Manipal
Academy of BFSI

Manipal Academy of BFSI is India’s leading training solutions provider for the BFSI sector. Founded in 2008, the motto of the institute is to ensure that the BFSI sector’s employees are productive and efficient right from day one of employment. The academy has partnered with over 50 leading national, international, public, and private sector organizations in the BFSI sector. It has trained over 2,00,000+ learners and has also established exceptional benchmarks in enhancing employee productivity by transforming the human capital of banks and financial institutions.